Are you having mortgage problems – difficulty paying your mortgage or mortgages, being sued in foreclosure, or being harassed by your bank? Is the stress overwhelming or making you ill or depressed? Most of the time, people have overwhelming debt through no fault of their own. You may be losing your job or having your hours reduced, or being forced to retire due to the economy. You may own a small business being battered by the current economy to the point you cannot meet your mortgage payments. You may be getting divorced or your spouse may have died. The most common cause of people losing their homes or going into bankruptcy to prevent home loss is excess and catastrophic medical bills.
The sooner you contact a competent debt relief lawyer for a consultation and help, the more options you will have regardless of your situation.
To have the most options, you should contact a competent debt relief lawyer as soon as you know you are going to get behind in your mortgage. Even though your mortgage problem may seem completely overwhelming, it is important to know that you do have options, and we can help you find a solution.
At Williamson & Williamson, PLLC, we can help and guide you to solutions to mortgage problems. If you want to keep your home, you may be able to do so by applying to the bank holding the mortgage for a loan modification or filing for bankruptcy protection.
If the bank has already filed a mortgage foreclosure complaint against you to take your home from you, it is vitally important that you immediately contact a competent mortgage foreclosure defense lawyer, ideally before the bank gets a default judgment against you. A vigorous and competent mortgage foreclosure defense by Media foreclosure defense lawyer Robert G. Williamson may be the best way to save your home. Another option may be filing for bankruptcy relief to save your home with Media bankruptcy lawyer Robert G. Williamson.
If you do not want to keep your house, a short sale of your house may present the best option. If you decide to sell your house in a short sale, you will need competent legal representation to make sure you are relieved of your mortgage debt after you give up your house. Without legal representation, if you simply let the bank take your home in foreclosure and a sheriff’s sale without defending the foreclosure or give the bank a deed in lieu of execution, the bank will still have the right to sue you for the difference between your mortgage debt and what they get when they sell your house.
Instead, learn about your option of applying to your bank for a short sale with Media short sale lawyer Robert G. Williamson to relieve yourself of your mortgage debt.